How to use revolut virtual card
Revolut is a fintech company that offers a range of financial services, including virtual cards. A virtual card is a digital representation of a physical card that can be used for online purchases, without the need for a physical card. It provides users with an extra layer of security and convenience, as well as the ability to manage and track their spending in real-time.
If you’re new to using Revolut’s virtual card feature, you may be wondering how to get started. In this article, we’ll provide you with a step-by-step guide on how to use Revolut virtual card and take full advantage of its benefits.
Step 1: Sign up for a Revolut Account
To begin using Revolut’s virtual card, you first need to sign up for a Revolut account. Download the Revolut mobile app from your app store and follow the instructions to create an account. Fill in your personal information, including your name, address, and email address.
Step 2: Add Funds to Your Revolut Account
Once you’ve created your account, you’ll need to add funds to your Revolut account in order to use the virtual card. You can do this by linking your bank account or by transferring money from another card. Revolut supports a wide range of currencies, so you can add funds in your preferred currency.
Step 3: Order a Virtual Card
Once you have funds in your account, you can order your virtual card. The virtual card will be linked to your Revolut account and will have its own unique card number, expiration date, and CVV code.
To order a virtual card, open the Revolut app and navigate to the “Cards” tab. From there, select the option to add a new card and follow the prompts to order your virtual card. You can choose the currency and design of your card, as well as set spending limits and other preferences.
Step 4: Start Using Your Virtual Card
With your virtual card ordered and linked to your account, you’re ready to start using it. You can use your virtual card for online purchases, just like you would use a physical card. When making a purchase, simply enter the card details provided in the app, including the card number, expiration date, and CVV code.
One of the advantages of using a virtual card is the ability to manage and track your spending in real-time. The Revolut app will provide you with transaction notifications, spending summaries, and other useful features to help you stay in control of your finances.
Step 5: Keep Your Virtual Card Secure
While a virtual card offers added security compared to a physical card, it’s still important to take precautions to keep your card details safe. Be cautious when sharing your card details online and only use reputable and secure websites for your purchases. If you suspect any unauthorized activity on your card, contact Revolut immediately to report the issue and take appropriate actions.
Now that you know how to use Revolut virtual card, you can enjoy the convenience and security it offers while managing your finances with ease.
Setting up your Revolut virtual card
To get started with your Revolut virtual card, follow these simple steps:
1. Download the Revolut app
First, you need to download the Revolut app from the App Store or Google Play Store. Make sure to download the app from the official store to ensure you have a genuine version.
2. Sign up or log in to your Revolut account
If you’re new to Revolut, sign up for an account. You’ll need to provide some personal information and create a secure password. If you already have a Revolut account, simply log in to your account using your username and password.
3. Add funds to your account
Before you can start using your virtual card, you’ll need to add funds to your Revolut account. You can do this by linking your bank account or credit card to your Revolut account and transferring money.
4. Activate your virtual card
Once you have funds in your Revolut account, navigate to the Virtual Card section in the app. Here, you’ll find all your virtual cards. Select the card you want to activate and follow the on-screen prompts to set a PIN for your virtual card.
5. Start using your virtual card
With your virtual card now activated, you can start using it for online purchases or linking it to digital wallets like Apple Pay or Google Pay. Simply enter the card details as required, and enjoy the flexibility and security of your Revolut virtual card.
Note: It’s important to keep your virtual card information secure and not share it with anyone. Revolut provides security measures such as transaction notifications and the ability to freeze and unfreeze your virtual card if needed for added peace of mind.
Adding funds to your Revolut virtual card
Revolut virtual cards offer a convenient way to make online purchases without the need for a physical card. To start using your virtual card, you need to top it up with funds. There are several ways to add funds to your Revolut virtual card:
- Linked Bank Account: You can link your bank account to your Revolut account and transfer funds from your bank to your virtual card. To do this, go to the “Accounts” tab in the Revolut app, select your virtual card, and follow the instructions to link your bank account and initiate the transfer.
- Debit/Credit Card: You can also add funds to your virtual card by linking a debit or credit card to your Revolut account. To do this, go to the “Cards” tab in the Revolut app, select your virtual card, and follow the instructions to add your debit/credit card details and complete the transaction.
- Transfer from another Revolut account: If you have funds in another Revolut account, you can transfer them to your virtual card. In the Revolut app, go to the “Payments” tab, select “Between Revolut Accounts,” and enter the recipient’s details to initiate the transfer.
- Top up with cryptocurrencies: Revolut also supports cryptocurrency transactions. If you hold cryptocurrencies in your Revolut account, you can convert them to fiat currency and top up your virtual card. To do this, go to the “Crypto” tab in the Revolut app, select the cryptocurrency you want to convert, and choose the option to top up your virtual card.
Whatever method you choose, be sure to check the fees and limits associated with adding funds to your Revolut virtual card. Ensure you have sufficient funds in your account before making any purchases to avoid declined transactions.
With your Revolut virtual card funded, you can start enjoying the convenience and security of online shopping without the need for a physical payment card.
Managing your Revolut virtual card
Revolut offers the convenience of a virtual card, which can be easily managed through the app. Here are some tips on how to manage your Revolut virtual card effectively:
1. Activating your virtual card: To start using your virtual card, you need to activate it first. Simply open the Revolut app, navigate to the Cards section, and select the virtual card. Tap on the Activate button and follow the prompts to activate your card.
2. Topping up your virtual card: To ensure you have funds available for your virtual card, you need to top it up. You can do this by transferring money from your Revolut account or by linking your virtual card to another funding source. The app provides easy-to-follow steps for topping up your virtual card.
3. Monitoring card transactions: Keeping track of your virtual card transactions is important for managing your finances. The Revolut app provides a detailed transaction history, showing all the purchases, withdrawals, and transfers made with your virtual card. You can access this information by selecting your virtual card in the app.
4. Blocking/unblocking your virtual card: If you suspect any fraudulent activity or lose sight of your virtual card, you can quickly block it in the Revolut app. This will prevent any unauthorized transactions. If you find your card again, you can unblock it just as easily by following the instructions in the app.
5. Security features: Revolut’s virtual card comes with various security features to protect your money and personal information. You can enable or disable features such as contactless payments, online payments, and ATM withdrawals for added security. These settings can be customized in the app.
6. Renewing your virtual card: If your virtual card is about to expire, you can easily renew it directly from the Revolut app. The app will guide you through the renewal process and issue you a new virtual card with a new expiration date.
By following these tips, you can effectively manage your Revolut virtual card, making it a convenient and secure way to handle your finances.
Using your Revolut virtual card for payments
Revolut offers a convenient and secure virtual card that can be used for all your online purchases. Here’s how you can use your Revolut virtual card for making payments:
1. Add your virtual card to your favorite platforms and websites
Once you have your virtual card details, you can easily add it to your preferred online platforms and websites. It works just like a regular payment card, so you can use it for shopping on e-commerce sites, paying for services, or subscribing to streaming platforms.
2. Check for card acceptance
Before using your virtual card, make sure the platform or website you’re purchasing from accepts prepaid virtual cards. Most online merchants do, but it’s always a good idea to check their payment options or terms and conditions to be sure.
3. Make your payment
To make a payment using your Revolut virtual card, simply input the card details at the checkout page. This usually includes the card number, expiry date and the three-digit CVV code found on the back of the card.
Alternatively, you can also enable auto-fill on your browser or use a password manager that securely stores your card details for easy payment.
4. Check your transaction history
After making a payment, it’s essential to keep track of your transactions. Revolut provides real-time notifications for every purchase made with your virtual card. You can also access your transaction history directly on the Revolut app.
Regularly reviewing your transactions helps you keep an eye on your spending, detect any unauthorized payments, and manage your budget more effectively.
5. Top-up your virtual card
Your Revolut virtual card is linked to your Revolut account, which you can top-up with funds to cover your payments. Ensure you have sufficient funds in your Revolut account to complete your purchases. You can also set up automatic top-ups to have peace of mind that your card is always ready to use.
Remember that your Revolut virtual card is solely for online purchases and cannot be used for in-store transactions or ATM withdrawals.
“6. Secure your virtual card details”
It’s crucial to keep your virtual card details safe. Avoid sharing your card information with anyone and be cautious when entering your details on unrecognized or suspicious websites. In case your virtual card details are compromised, report it immediately to Revolut for assistance.
In conclusion,
Using your Revolut virtual card is simple and secure. By following the above steps, you can conveniently make online payments with ease and confidence.