How to use revolut card abroad

Harrison Clayton July 13, 2021 2

Welcome to the ultimate guide on using your Revolut card abroad! If you’re planning to travel internationally, Revolut is an excellent choice for managing your money. With its low transaction fees and competitive exchange rates, it offers a convenient and cost-effective way to spend money while traveling.

First and foremost, before you embark on your journey, make sure to download the Revolut app on your smartphone. This app will be your best friend abroad, allowing you to control and monitor your account in real-time.

One of the fantastic advantages of using Revolut abroad is that you can exchange your money into over 150 currencies at interbank rates. This means you get more bang for your buck! To make a currency exchange, simply open the app, go to the “Exchange” tab, select the currencies you’d like to exchange, and enter the amount. The transaction will be instant, and you can see the foreign currency in your balance right away!

When it comes to spending money abroad, your Revolut card works just like a regular Visa or Mastercard. It can be used to make payments or withdraw cash at ATMs. However, unlike traditional banks, Revolut doesn’t charge any hidden fees for spending abroad or withdrawing cash, making it a money-savvy choice!

Using your Revolut card abroad

Travelling abroad can be an exciting experience, and with your Revolut card, you can make it even easier. Here are some tips for using your Revolut card while you are abroad:

Before you go, make sure your card is activated for international use.
Check the exchange rates for the country you are visiting to maximize the value of your money.
Top up your Revolut card with the desired amount of money before you leave or set up automatic top-ups to avoid running out of funds.
Remember to enable location-based security in the app to prevent fraud and keep track of your spending.
When making purchases, opt to pay in the local currency rather than your home currency to avoid unnecessary currency conversion fees.
If you need cash, use your Revolut card to withdraw money from ATMs. Revolut offers fee-free withdrawals up to a certain limit.
Keep your Revolut app updated and check your transactions regularly to ensure there are no unauthorized charges.
If your card gets lost or stolen, you can easily block it through the app and order a replacement card.

With your Revolut card, you can enjoy the convenience of making payments and managing your finances while you explore the world. Simply follow these tips to have a hassle-free experience abroad.

Benefits of using revolut card overseas

When using a revolut card for international travel, there are several benefits to take advantage of:

No foreign transaction fees

One of the biggest advantages of using a revolut card abroad is that it allows you to spend money in any currency without being charged any foreign transaction fees. This means you can pay for goods and services at the most competitive exchange rates, saving you money compared to traditional banks and credit cards.
Real-time exchange rates

With a revolut card, you can enjoy real-time exchange rates directly through the app. This means you know exactly how much you are spending in your home currency, giving you more control and transparency over your expenses when traveling.
Instant money transfers

If you need to send money to friends or family while abroad, revolut offers instant money transfers between revolut users, regardless of their location. This makes it convenient and cost-effective to split bills or send money to loved ones without having to rely on traditional bank transfer methods.
Budgeting and spending insights

Revolut provides comprehensive budgeting and spending insights right within the app. You can set spending limits, categorize your expenses, and receive real-time notifications for every transaction, helping you stay on top of your finances while traveling.
Extra security features

Revolut offers enhanced security features such as the ability to freeze and unfreeze your card instantly from the app, contactless payment options, and in-app card details for secure online shopping. This gives you peace of mind knowing that your money is safe even in unfamiliar surroundings.

Top-up options for your Revolut card while traveling

When you are traveling abroad and need to top up your Revolut card, there are several convenient options available to ensure you have access to funds wherever you are. Here are the top-up options for your Revolut card while traveling:

Bank transfer:

One of the easiest ways to top up your Revolut card is by initiating a bank transfer. Simply transfer money from your local bank account to your Revolut account using the unique reference number provided by Revolut. This option is convenient if you have access to online banking while traveling.

Debit or credit card:

Revolut allows you to top up your card using a debit or credit card. Simply link your card to the Revolut app and add funds as needed. This option is handy if you do not have access to online banking or prefer to use your existing cards while traveling.

Apple Pay and Google Pay:

If you have Apple Pay or Google Pay set up on your phone, you can easily top up your Revolut card through these payment services. Simply select the desired amount and authorize the transaction with your preferred payment method. This option is quick and convenient for those who prefer using mobile payment solutions.

Top-up voucher:

Some retailers sell Revolut top-up vouchers that can be redeemed for funds directly to your Revolut card. These vouchers often have unique codes that you can enter in the Revolut app to add funds. This option can be useful if you want to add funds using cash while traveling.

Cryptocurrency:

If you are into cryptocurrency, Revolut allows you to top up your card using various cryptocurrencies, including Bitcoin, Ethereum, and Litecoin. Simply link your cryptocurrency wallet to your Revolut account and initiate a transfer. This option is ideal for those who prefer using digital currencies for their transactions.

How to transfer money to your Revolut card

Transferring money to your Revolut card is easy and can be done in just a few simple steps. Follow the instructions below to ensure a seamless transfer:

1. Open the Revolut app on your smartphone and log in to your account.

2. From the main screen, tap on the “Accounts” tab.

3. Under the “Top-up” section, choose the currency you want to transfer to your Revolut card.

4. Depending on your preferred method, you can choose to transfer funds from your bank account by selecting the “Bank transfer” option or use a debit/credit card by selecting the “Card” option.

5. Follow the on-screen instructions to enter the necessary details for the transfer, such as the amount you want to transfer and the source of funds.

6. Double-check all the details to ensure accuracy and confirm the transfer.

7. Once the transfer is complete, the funds should appear in your Revolut card account almost immediately. You can check your balance by returning to the main screen and selecting the appropriate currency from the list of accounts.

It’s important to note that there may be fees associated with certain types of transfers, such as transferring from a credit card. Make sure to review Revolut’s terms and conditions or reach out to their customer support if you have any questions or concerns.

Using your Revolut card abroad is convenient and cost-effective, as it offers competitive exchange rates and zero-fee transactions in multiple currencies. By following these simple steps, you can easily transfer money to your Revolut card and enjoy the benefits of using it while traveling or making international purchases.

Avoiding fees when using Revolut card abroad

Using your Revolut card abroad can be a convenient and efficient way to manage your finances when traveling. However, it’s important to be aware of certain fees that may be applicable and take steps to avoid them. Here are some tips to avoid fees while using your Revolut card abroad:

1. Currency exchange

One of the major advantages of using a Revolut card is its ability to provide real-time currency exchanges at interbank rates. This eliminates the need for traditional currency exchanges that often come with high fees and unfavorable exchange rates. By using your Revolut card, you can avoid excessive fees commonly associated with exchanging currencies.

2. Be aware of ATM withdrawals

Withdrawing money from ATMs using your Revolut card may result in certain fees. Revolut provides a specific amount of free ATM withdrawals each month (varies depending on your account type), but additional withdrawals may be subject to fees. To avoid these charges, try to plan ahead and withdraw larger amounts less frequently.

Type of Fee	Revolut	Trip Result	TripAdviser
ATM Withdrawal	Free (up to certain limits)	Avoid fees by planning ahead and withdrawing larger amounts less frequently.	Bank fees often apply for ATM withdrawals abroad, so using Revolut can save you money.
Foreign Transaction Fee	None (for most currencies)	Avoid fees by using your Revolut card for transactions in local currencies.	Credit and debit cards issued by traditional banks often charge foreign transaction fees.
Spending Limit	Daily, Weekly, Monthly limits	Check and adjust your limits to suit your travel needs beforehand to avoid any limitations or fees.	Not applicable

By being aware of potential fees and taking these steps, you can ensure that you make the most of your Revolut card while traveling abroad. Enjoy the convenience and cost savings that Revolut offers, while also staying in control of your spending.

Tips for using your Revolut card when traveling internationally

Notify Revolut Before Travel: Make sure to notify Revolut about your travel plans beforehand to prevent any potential issues with your card while abroad.
Ensure Sufficient Balance: Check and top up your Revolut account before you travel to ensure you have enough funds to cover your expenses.
Use Local Currency: When making purchases abroad, always choose to pay with the local currency instead of your home currency to avoid extra fees and unfavorable exchange rates.
Avoid ATM Withdrawal Fees: Avoid using ATMs abroad that charge withdrawal fees. With Revolut, you can make free ATM withdrawals up to a certain limit per month, so make sure to check your limit and use ATMs accordingly.
Keep Revolut App Handy: Make sure to have your Revolut app installed on your mobile device and keep it updated to easily track your transactions, exchange currencies, and manage your account while traveling.
Enable Location-Based Security: Activate the location-based security feature in the Revolut app to add an extra layer of security to your card. This feature uses your phone’s location to verify your transactions and helps prevent fraudulent activities on your account.
Use a Backup Card: It’s always a wise idea to carry a backup card or some cash with you in case you encounter any issues with your Revolut card, such as a lost or stolen card or a declined transaction.
Take Advantage of Revolut Perks: Explore and take advantage of any additional perks and benefits offered by Revolut, such as discounted currency exchange rates, airport lounge access, or travel insurance.
Contact Revolut Support: If you encounter any issues or have questions about using your Revolut card while traveling, don’t hesitate to reach out to Revolut customer support for assistance. They are available 24/7 and can provide guidance and solutions to any problems you may face.

By following these tips, you can make the most of your Revolut card when traveling internationally and enjoy a seamless and convenient payment experience abroad.

Harrison Clayton

Meet Harrison Clayton, a distinguished author and home remodeling enthusiast whose expertise in the realm of renovation is second to none. With a passion for transforming houses into inviting homes, Harrison's writing at https://thehuts-eastbourne.co.uk/ brings a breath of fresh inspiration to the world of home improvement. Whether you're looking to revamp a small corner of your abode or embark on a complete home transformation, Harrison's articles provide the essential expertise and creative flair to turn your visions into reality. So, dive into the captivating world of home remodeling with Harrison Clayton and unlock the full potential of your living space with every word he writes.